Emergency Insurance Livo
An emergency doesn’t have to derail your budget. Emergency Insurance Livo lets you close important gaps in your basic insurance cover at a low price.
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The advantages for you
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Worldwide cover for emergencies, including emergency transport and repatriation to Switzerland.
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Search and rescue operations up to a maximum of CHF 100,000 per case, worldwide.
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Cost of transport to treatment assumed.
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Personal assistance during stays abroad and participation in additional travel costs.
- Emergency Insurance Livo lets you take full advantage of the enjoy365 Health Shop and the active365 rewards app.
How Emergency Insurance Livo works
Emergency Insurance Livo is a sensible supplement that doesn’t cost a lot of money. Would you like to make sure you’re protected from high costs at home and abroad, no matter what happens? Whether search and rescue operations, repatriations to Switzerland or uncovered expenses abroad – Emergency Insurance Livo lets you plug the most important gaps in your basic insurance.
What does Emergency Insurance Livo cost?
Premiums vary depending on your age and gender.
Benefits under Emergency Insurance Livo
|
Benefit |
Cover |
|---|---|
|
Outpatient treatment in the event of acute medical emergencies during temporary stays abroad |
90%, no limit, worldwide |
|
Inpatient treatment in the event of acute medical emergencies during temporary stays abroad |
100%, no limit, worldwide |
|
Repatriation to Switzerland if medically necessary |
100%, no limit, worldwide |
|
Personal assistance during stays abroad (selected benefits for health incidents while abroad, e.g. cover for additional travel costs) |
100%, max. CHF 2,500 / incident |
|
Search and rescue operations |
100%, max. CHF 100,000 / event, worldwide |
|
Emergency transport |
100%, no limit, worldwide |
|
Transport to treatment |
100%, max. CHF 1,000 / calendar year |
Frequently asked questions
Yes. Basic insurance pays 50% of the cost of transport, but no more than CHF 500 a year, for patient transport in Switzerland. Emergency Insurance Livo assumes 100% of the cost of emergency transport worldwide, making it an ideal supplement to basic insurance.
If your insurance doesn’t assume costs in an emergency, then Rega doesn’t have to pay anything either. Emergency Insurance Livo provides you with worldwide cover.
In EU and EFTA countries, you get the same benefits for emergency medical treatment as the people who live in those countries. For emergencies in other countries, basic insurance pays up to twice the costs it would assume in your canton of residence. In countries with high healthcare costs, such as the USA, Canada, Australia and Japan, this generally won’t be enough. That’s why it's worth taking out Emergency Insurance Livo, which assumes all the additional costs including medication.
Emergency insurance is important and protects you from high costs. In addition to Livo, CSS has another emergency insurance product. Your local agency will be happy to answer any questions about this.
