Daily Hospital Indemnity Insurance
Under Daily Hospital Indemnity Insurance, you get an agreed amount for each day you spend in hospital – for a single room, home help or other expenses.
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The advantages for you
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You choose the amount of the flat-rate daily indemnity – up to CHF 350 per day.
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If you have to stay in hospital for a lengthy period, we’ll make an advance payment.
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No premium increase as you get older.
- Daily Hospital Indemnity Insurance lets you take full advantage of the enjoy365 Health Shop and the active365 rewards app.
How Daily Hospital Indemnity Insurance works
If hospitalisation is prescribed by a doctor, you get an amount – known as a daily indemnity – for every day you spend in hospital. You can use your agreed flat-rate daily indemnity in any way you choose.
Daily hospital indemnity per benefit plan
|
Benefit plan |
Daily indemnity per day |
Max. daily indemnity per hospital stay |
|---|---|---|
| Benefit plan A | CHF 150 | CHF 216‘000 |
| Benefit plan B | CHF 250 | CHF 360‘000 |
| Benefit plan C | CHF 350 | CHF 504‘000 |
| Benefit plan D | CHF 50 | CHF 72‘000 |
| Benefit plan E | CHF 100 | CHF 144‘000 |
What does Daily Hospital Indemnity Insurance cost?
Your premium depends on the chosen benefit plan (A-E) and your age when the contract starts. Once set, the premium will remain unchanged even as you grow older.
Worth knowing about Daily Hospital Indemnity Insurance
Daily Hospital Indemnity Insurance offers you more financial security if you have to stay in hospital.
Notify hospitalisation & get daily indemnity
Let us know about your stay in hospital using the Notification of hospitalisation form. It must be signed by the doctor or hospital. We will then check the document and pay the daily indemnity as soon as possible.
Daily indemnity can be used as you like
You yourself decide on what you want to spend the daily hospital indemnity, e.g. upgrading to a single room or getting home help, child or pet care.
Frequently asked questions
Basic insurance doesn’t cover all your medical expenses. Under Daily Hospital Indemnity Insurance, you get some money for each day you spend in hospital, thus taking the strain off your budget – making it the ideal way to supplement your hospitalisation insurance.
An agreed amount is paid for each day you spend in hospital on a doctor's orders. From the first day if accident-related and from the third day if illness-related.
