Health Insurance Livo Smart
Supplementary insurance for important outpatient benefits, alternative treatment and health promotion. Livo Smart is the clever way to supplement your basic insurance.
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The advantages for you
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Contributions towards outpatient benefits such as medication, optical and other aids.
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More than 70 methods of alternative medicine available to choose from.
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Covers the cost of dental and orthodontic treatment for children, e.g. braces.
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We support your efforts to promote your health: Contributions towards fitness centre memberships, yoga classes and more.
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Assumes hospital costs in a general ward throughout Switzerland.
- Health Insurance Livo Smart lets you take full advantage of the enjoy365 Health Shop and the active365 rewards app.
How Health Insurance Livo Smart works
Would you like to know that you're well prepared for whatever comes your way? Health Insurance Livo Smart provides protection for you and your family.
A lifetime of cover
Livo Smart supplements your basic insurance throughout your life. Whether maternity, orthodontics, hearing aids, conventional or alternative medicine – you’re well insured no matter what your situation. You enjoy outpatient benefits, health promotion and hospital cover in a general ward throughout Switzerland.
What does Health Insurance Livo Smart cost?
Premiums vary depending on your age and gender.
Benefits under Health Insurance Livo Smart
|
Benefit |
Cover |
|---|---|
|
Spectacle lenses and contact lenses |
100%, max. CHF 200 / calendar year; up to age 18 100%, max. CHF 200 per case |
|
Vision correction surgery |
100%, max. CHF 200 / calendar year; up to age 18 100%, max. CHF 200 per case |
|
Medication (medically prescribed) |
75%, no limit |
|
Aids and medical devices (medically prescribed) |
90%, max. CHF 1,000 / calendar year |
|
Mental health offers |
50%, max. CHF 500 / calendar year |
|
Fitness, nutrition, yoga, dance classes, etc. |
min. 50%, max. CHF 300 / calendar year |
|
Alternative medical treatments |
50%, max. CHF 10,000 / calendar year Deductible: CHF 300 / calendar year (no deductible up to age 18) |
|
Support when ill |
min. 50%, max. CHF 1,000 / calendar year |
|
Dental treatment |
Up to age 18, 50%, max. CHF 2,000 / calendar year |
| Orthodontic measures (dentofacial orthopaedics) |
Up to age 18, 50%, max. CHF 12,000 / calendar year |
|
Removal of wisdom teeth |
From age 19, 50%, max. CHF 2,000 / calendar year |
Mutterschafts-Leistungen
|
Benefit |
Cover |
|---|---|
|
Ultrasound scans and check-ups |
90%, no limit |
|
Outpatient birth, birth at home or in a birthing centre not included in the hospital list of the canton of residence |
CHF 500 / child |
|
Health promotion for pregnancy and maternity (antenatal courses, breastfeeding advice, etc.) |
min. 50%, max. CHF 300 / calendar year |
|
Breastfeeding allowance |
CHF 200 / child (min. 30 days of breastfeeding) |
For further details of the benefits, take a look at the downloads.
Frequently asked questions
Yes, Health Insurance Livo Smart pays a share of the cost of glasses, contact lenses and vision correction surgery of CHF 200 per calendar year for adults and per case for children.
If you have Health Insurance Livo Smart with CSS, we support a wide range of offers designed to promote your health. We pay at least 50% and up to CHF 300 a year.
Downloads
- Livo supplementary insurance brochure (PDF)
- List of methods and therapists for alternative medicine – Health Insurance Livo Top and Livo Smart (PDF)
- Health promotion – Health Insurance Livo Top and Livo Smart (PDF)
- Health promotion for pregnancy and maternity – Health Insurance Livo Top and Livo Smart (PDF)
- Maternity – Livo benefits at a glance (PDF)
- Medication: Non-insured preparations (additional to the LPPV) – Health Insurance Livo Top and Livo Smart (PDF)
- VVG aids and medical devices – Health Insurance Livo Top and Livo Smart (PDF)
- Offers and providers Mental health – Health Insurance Livo Top and Livo Smart (PDF)
- Support offers – Health Insurance Livo Top and Livo Smart (PDF)
- Dental benefits – Livo calculation examples (PDF)
- GIC - Livo supplementary insurance (PDF)
- Supplementary Conditions – Health Insurance Livo Smart (PDF)
