Like you, we're looking forward to the arrival of your baby. All general health insurers offer the same benefits under basic insurance. Thanks to supplementary insurance from CSS, even more pregnancy and maternity benefits are covered.
Open myCSSAs a rule, you don’t need to actively notify your general health insurer of your pregnancy. Confirmation of the 13th week of pregnancy is provided automatically when the bill from your gynaecologist is submitted. If you want to let us know you're pregnant, we need confirmation from the doctor’s practice treating you. A high-risk pregnancy can be notified in the same way.
We recommend enrolling your baby for health insurance before it's even born. This has two major advantages for you as expecting parents.
The most important benefits for pregnancy and childbirth are covered by mandatory basic insurance. If you’ve taken out supplementary insurance at least a year before becoming pregnant, you’ll enjoy further benefits such as additional ultrasound scans, pregnancy yoga and antenatal classes. There is no co-payment or deductible from the 13th week of pregnancy until eight weeks after the birth.
Have you been breastfeeding for 30 days? If you and your young one have supplementary insurance with CSS, you can apply for your breastfeeding allowance and get up to CHF 200 per child.
Same benefits for all models
Supplementary insurance
Supplementary insurance
Health promotion
Yes, basic insurance assumes part of the costs of a breast pump if prescribed by a doctor:
The aids and appliances list (MiGeL) compiled by the Federal Office of Public Health (FOPH) sets out how much basic insurance pays.
A first trimester screening test checks for the risk of trisomy 21, 18 and 13 (Down syndrome, Edwards syndrome and Patau syndrome). Basic insurance covers the costs.
The test combines an ultrasound scan in the 11th to14th week of pregnancy to determine the nuchal translucency and screening of the mother’s blood. ‘Nuchal translucency’ refers to the fluid at the back of the baby's neck. The mother’s age and the information from the two blood tests are used to work out the likelihood of the baby having a chromosomal abnormality.
The test provides a risk assessment, not a diagnosis. Parents can use the result to help them make decisions about how to proceed.
Basic insurance pays for non-invasive prenatal testing (NIPT) if there is a higher chance of the baby having trisomy 21, 18 or 13. A higher-chance result means the risk is 1 in 1,000 or higher. Amniocentesis should be performed to confirm a positive NIPT result.
Yes, amniocentesis is paid for if:
Yes. Your midwife is on standby for several weeks and available to you on-call 24/7. This on-call service is not covered by either basic or supplementary insurance from CSS.
Midwives may refer to it as:
Yes, you always have a free choice of practice and midwife, no matter which basic insurance model you have.
